Alabama Insurance Services Landlord Insurance

Landlords need to ensure that their property has proper coverage. This type of insurance can cover property damage and protect your rental income stream. If you have a special need and want customized insurance coverage in Decatur, AL, be sure to discuss this with Dewayne at Alabama Insurance Services.

What is Covered by Landlord Insurance?

  • Residential rental property, single family dwellings, duplexes, triplex and quads.
  • Structures on property such as garages, sheds, etc.
  • Appliances such as refrigerators, fixtures, washers and dryers.

Options for this type of coverage include:

Liability - claims made against you for accidental damage in relation to the rental property.

Fair Rental Value - should property become uninhabitable you may elect to seek out coverage to ensure cash flow while you have no renters.

Inflation Protection - repair costs continually rise. Find out about riders that provide allowances.

Policy provides additional benefits such as:

  • Emergency Repair Service
  • 24-Hour Claims Assistance
  • Online Policy Management
  • Payment Options and Due Dates
  • Paperless for Bills and Policy Documents
Giving house keys - Insurance Service in Decatur, AL